Get an insurance

quote today!

Get an insurance

quote today!

Reasons to choose SA Taxi Insurance

Reasons to choose

SA Taxi Insurance

Through many years of experience in the taxi industry, SA Taxi has built a deep understanding of this vital industry. That is why we have pulled out all the stops to offer bespoke insurance that’s specifically designed to meet your needs as a Taxipreneur. SA Taxi looks for every reason to pay your claim.

We have seamless processes and quick turnaround times

We do everything in our power to keep your business on the road

We have low excess structures and even lower premiums!

We will provide you with a daily income and pay for your finance instalments while your taxi is being repaired

We give you access to telephonic legal advice

Mobalyz Risk Services (Pty) Ltd (FSP 29354) is an authorised financial services provider and all products are underwritten by Guardrisk Insurance Company Ltd.

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1. Comprehensive

1. Comprehensive Cover

Cover

Available for all taxis and includes an extensive range of benefits.

What's covered?

Theft/Hijacking
Accident Damage
Third-Party Liability
Riot & Strike
Windscreen

2. Essential Cover

Freestanding policy only available for non-financed taxis.

What's covered?

Passenger Liability
Personal Accident
Loss of Income
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Value-added Benefits

Value-added

Benefits

Included with all comprehensive policies

Roadside Assist

Whether you’re stuck with a flat tyre, or you’ve run out of fuel, we offer you roadside emergency assistance.

Accident Assist

We give you access to a towing service provider 24/7 if your taxi is involved in an accident.

Newly Purchased Taxi Substitution

If your taxi is stolen, hijacked or written off in the first six months, not only do we replace your taxi, we also pay for a new tracking unit and the installation. This is ONLY applicable to taxis that are financed through SA Taxi.

Passenger Liability

This benefit ensures you are protected should passengers choose to sue you in the case of an accident.

Instalment Protect

If your taxi is involved in an accident, we pay up to two instalments to your credit provider while your taxi is in repairs. This is ONLY applicable to SA Taxi Financed taxis.

Credit Shortfall

If you abscond or violate the policy, we pay the credit provider the outstanding loan amount. This is ONLY applicable to taxis that are financed through SA Taxi.
Qualified attorneys provide you with guidance on all legal matters telephonically.

Fines Protect

We notify you when you have traffic fines and help you settle them at a guaranteed reduced rate on all qualifying fines.

Pothole Protect

We help you claim for damages to tyres, mags and rims caused by potholes and road works.

Licence Protect

We help you renew your licence disc and deliver it to you.

Road Accident Fund Protect

We manage your claim with the Road Accident Fund from start to finish.

Add a Policy Extension

Add a Policy

Extension

You can add any of the following extensions to your comprehensive policy at an additional cost. Terms and conditions apply.

Business Protect

If your taxi is involved in an accident and in for repairs, we pay you an amount of either R400 or R600 for each day the taxi is off the road for a maximum of 20 days depending on the option you have chosen.

Deposit Sure

If your taxi is written off following an accident or if it is stolen/hijacked and not recovered we pay you the actual deposit paid at the time of financing your taxi.

Variable Excess

With variable excess insurance, you gain the power to select your desired level of excess, granting you increased flexibility to tailor your coverage and manage your out-of-pocket costs when filing a claim for an accident. Please note that this option may not cover additional payable excesses.

Credit Shortfall

Pays the difference between the amount you owe the credit provider under the credit agreement and the retail value of the taxi in the event of a total loss.

Personal Accident

Pays out an amount if you or your driver are deceased/disabled or your passengers are deceased as a result of an accident.